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Cash Flow Planning

Cash Flow Planning

See what is coming in and what needs to go out.

When customer payments and business expenses arrive at different times, planning ahead can be a challenge. You may need a clearer view of upcoming bills, seasonal changes, or the effect of a new commitment.

Nikol Shapiro, CPA helps business owners organize their cash flow information and discuss what lies ahead. Based in Plymouth, Minnesota, she works with you to understand your records, review expectations, and identify questions before decisions are made.

Build a clearer view of the months ahead.

Start with the cash you have today, expected receipts, and upcoming payments. Nikol can help you bring those details together and explore how changes in timing could affect your plans.

  • Expected customer receipts and outstanding invoices
  • Payroll, supplier bills, and recurring operating costs
  • Seasonal changes and uneven payment timing
  • Upcoming tax payments, loan payments, and owner withdrawals
  • Planned equipment purchases or other large commitments
  • Different scenarios for sales, collections, and expenses

What does working together look like?

  1. Gather the current picture

    Share your bank balances, outstanding invoices, bills, and upcoming commitments. Discuss where payment timing is causing concern.

  2. Map out expected cash movement

    Work through expected receipts and payments with Nikol. Review the assumptions behind the forecast and explore possible changes in timing or amounts.

  3. Review and adjust

    Discuss periods that may need attention and options to evaluate. Update the forecast as actual results come in and your plans change.

What should you bring to the conversation?

Start with what you have. Nikol can help identify any additional information needed.

  • Recent bank statements and current cash balances
  • A list of unpaid customer invoices and expected collection dates
  • Unpaid bills and scheduled payments
  • Payroll, loan, lease, and other recurring commitments
  • Recent financial reports and expected sales
  • Details of planned purchases, tax payments, or seasonal changes

Use the contact form for your initial inquiry. Nikol will explain how to share sensitive financial documents.

Ask about bookkeeping support if invoices, expenses, or account balances need organizing before you can plan ahead.

Accounting & Bookkeeping
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Take the Next Step

Get a clearer view of your business cash flow.

Tell Nikol what is coming up and where you need help planning ahead.

Contact Nikol